Saturday, 17 November 2012

Battle the Bank



Neighbors 
Battle the Bank
When Belva Davis lost her job and fell behind on her mortgage, her Detroit neighborhood rallied together to fight foreclosure.
By Melody Warnick from Reader's Digest Magazine | June 2012


● Who: Belva Davis, 59
● What: Rallied neighbors to fight foreclosure
● Where: Detroit, Michigan
As a 50th birthday present to herself, Belva Davis bought her first home, a brick Cape Cod, in a friendly neighborhood ten miles east of downtown Detroit. The 72-block enclave, East English Village, was the kind of place where kids still pedaled bikes on the sidewalk and neighbors invited you over for parties. “It felt like a community, like when I was growing up,” says Davis, who moved there from a rental apartment in inner-city Detroit. “I didn’t hear gunshots. I didn’t hear people cursing. It was peaceful.”
Two years after moving in, the 52-year-old lost her job as a nonprofit administrator and fell $18,000 behind on her mortgage. Even after she found full-time work again, her mortgage lender refused to negotiate. “I told them, ‘I have a job. I can make payments,’ ” says Davis. “But nobody was willing to work with me.” In 2008, the foreclosure notice arrived in the mail.
It wouldn’t be the neighborhood’s first foreclosure by a long shot. Detroit’s economic woes had hit East English Village hard; month in and month out, 5 to 10 percent of the homes there sat empty. Usually people were too ashamed to say they’d lost their home until the moving van pulled into their driveway. Not Davis. At the next neighborhood association meeting, she grabbed the microphone. “I want to stay in my home, but the mortgage company isn’t listening to me,” she said. “Would you be willing to protest?”
For many longtime residents, it was what they had been waiting for. “We were just so glad someone was willing to stand up to what was happening to our neighborhood,” says neighbor Nancy Brigham. She and a handful of other residents helped Davis organize a series of protests against her eviction. They distributed flyers in the area and convinced the local newspaper and television station to cover the events.
In December 2008, locals waved signs in Davis’s yard during a snowstorm; come summer, the protest turned into a backyard barbecue. City council and neighborhood association members gave speeches about Davis’s plight. Another neighbor posted video footage of the protests and interviews with local residents on YouTube, attracting hundreds of views.
But the bank didn’t budge. Davis lived in fear. “One of the most devastating things was not knowing if you’d come home and all your stuff would be in a Dumpster,” she says quietly.
In fall 2009, she made a final push, asking neighbors to flood the bank president with e-mails and phone calls. On a sunny September Saturday, a few dozen of Davis’s supporters marched in front of a local branch, chanting, “Let Belva stay! She’s not going away!” At last, Davis got a phone call. The bank would modify her mortgage loan. She would get to keep her home. “I’m just glad I live in the type of neighborhood where people help each other,” says Davis.
These days, Davis spends more time scheduling the neighborhood book club than organizing picket lines. But if turning protests into block parties is what it takes to save her neighborhood, she’s all for it. “Not only in Detroit but all over the nation, neighborhoods are being devastated,” she says. “If more people would band together, people could stay in their homes. But one person can’t do that by herself. It takes a community of people.”
Plus, she says, laughing, “it’s certainly a way to get to know your neighbors.”

The Dirty Dozen



The Dirty Dozen

How a group of former sorority sisters found peace, purpose, and carpentry skills in New Orleans

From left: Cheryl Josephs Zaccaro, Carolyn Brown Cox, Debbie Brown Britt, Janis Dropkin Smythe, Marilyn Zwick Storch, Sondra Daum Berman, Judith Fagin, Carolyn Macow Leatherwood, Sharon Graber Purcel, Amy Goldenberger, Linda Lewis-Moors, Rachelle Galanti Parker (kneeling)
from Reader's Digest | June 2011
--------------
They are 12 middle-aged women whose hands are more accustomed to French manicures than heavy construction. But here they go again, gripping saws and spackling knives, power drills and nail guns. For the fifth year in a row, the women (and a growing group of supporters) have descended on New Orleans to volunteer with Habitat for Humanity, helping to build houses and redress the ravages of Hurricane Katrina. Last December, the Dirty Dozen, as we’ll call them, were hard at work in the still-recovering Upper Ninth Ward, digging out the foundation for a sidewalk fronting a new house and climbing ladders to install soffits in the roof. They joked about measurements that sounded like a Starbucks order: “I need ten and five eighths half-vented,” someone shouted, and the response came back: “Nonfat?”
At the week’s end, the women exchanged their mud-splattered clothes for clean outfits and made their annual pilgrimage to meet with the family who live in the first house they had helped build: Kewanda Baxter, 35, and her three children, who had lost their home in the hurricane but who had, with amazing grace and strength, endured. Every year since Katrina, there has been a festive get-together with 20-year-old Dominique, 17-year-old Jeremy, 13-year-old Rodney, and their mother. Surrounded by his 12 guardian angels in a local restaurant that night, Rodney beamed. “It feels like my birthday,” he said.

Who are these women? They are middle-class mothers, wives, career women, and sorority sisters, now sixty-somethings who happened to see a photo and bio of the Baxters tacked to a board in a yard during their first stint with Habitat in 2006. “I was a single mom for ten years,” says Carolyn Brown Cox, a social worker and an actress in Seattle, remembering her emotional reaction. “I just felt like a kindred spirit to this woman. I know what it’s like to go to the grocery store and tell your kids that you can’t afford soda or candy.”
The family coordinator at Habitat arranged for Cox to speak with Kewanda Baxter, who didn’t quite know what to think. “I was kind of shocked. I told her, ‘You don’t have to send me any money, but my kids aren’t doing too well in school. It would help to have a computer.’ And then I just thought, If it happens, it happens.”
Baxter was stunned when a new PC was delivered. Then the women arranged tutoring to help with the children’s schooling, which had been disrupted in the aftermath of the storm. That was followed by the uniforms required by the kids’ new charter school. “Kewanda only asked for two sets of clothing for the kids,” says Cox. “She gets every drop out of every nickel.” But even more important than the financial aid was, and is, the emotional support.
“Nobody ever told me I was doing a great job before,” says Baxter. “When I feel like I’m not doing so well, I call or write them. They’re my friends, and they’re my strength. They tell me: Take a deep breath, take a bath.”
Hurricane Katrina actually presented a kind of meteorological bookend for some of the former Sigma Delta Tau sisters. Forty years earlier, they had arrived in New Orleans as freshmen at H. Sophie Newcomb Memorial College (then the women’s school at Tulane University), just as Hurricane Betsy ripped through the city, earning the nickname Billion Dollar Betsy for the amount of damage left in her wake. They slept in dorms with no electricity and helped clear Betsy’s detritus from the campus. Close friendships were formed in an era of bouffant hairdos and war protests; after college, there were occasional updates about marriages, children, divorces. But over the years, their lives and careers spread out across the four corners of the country: Sondra Daum Berman became a financial adviser in Florida; Marilyn Zwick Storch did marketing for hospitals in Illinois; Janis Dropkin Smythe produced commercial music in New York. In time, most of them lost touch with one another.
Until Katrina. Cheryl Josephs Zaccaro, a retired occupational therapist from Pittsfield, Massachusetts, hooked up with Habitat first. She slept in a trailer with other volunteers, building low-cost houses, a job for which she had no prior training. Zaccaro began e-mailing her sorority sisters, asking, “Is this something we want to do?” From Texas and Pennsylvania and Georgia, the answers came back: yes, yes, yes! Everyone had sent checks to the relief organizations, but it didn’t seem like enough.
Zaccaro returned to Habitat with her sisters ten months later — an act of extraordinary selflessness, since she’d just completed chemotherapy for breast cancer. “But I kept thinking, I get to go home,” she says, “while all these people were still homeless, still dealing with the mess.” And after hearing the story of Baxter and her children, the group determined to get involved in an even more personal way.
When Hurricane Katrina hit in August 2005, the Baxters were forced to evacuate their ground-floor apartment with only the clothes on their backs. Two days later, they took refuge, along with thousands of others, in the Convention Center as the floodwaters rolled down Canal Street. For several days, there was no food except for what had been looted from abandoned stores. “I didn’t eat, but I took vitamins and made sure the kids ate,” says Baxter. “One day somebody gave me a tomato. After three days, the Louisiana National Guard came in with water and those rations in packs.”
The family began a two-month odyssey through Arkansas and Texas. Eventually, Baxter rented a car and drove back to her traumatized city to find that the only possessions she could salvage from her ruined home were three track medals Dominique had won in school. Baxter returned to her job as a custodian with the city’s building services, and her office helped arrange housing, first on a cruise ship docked in the Mississippi River, next in a FEMA trailer that turned out to have toxic levels of formaldehyde. Then she heard about the opportunity for an interest-free mortgage from Habitat for Humanity in return for 350 hours of “sweat equity.” It was pure serendipity that the women from Tulane were assigned to work on the new Baxter home and fell in love with the family.
The women helped out with the teenagers’ immediate needs — football uniforms for the boys, a calculator for math class, high school graduation photos for Dominique. “We’re just plugging up holes in the dike so Kewanda can keep her boat afloat,” says Cox. “It’s women helping women.”
A highlight of each trip to New Orleans is a celebratory dinner — party of 16, tables pushed together, with so much hugging that it’s hard to actually eat. Baxter always brings a little gift for everyone; this year, it was a photograph of the newest family member, Dominique’s baby girl, D’Jai Blackburn. Baxter herself became a mother at age 14, and the women quietly acknowledge their disappointment that this cycle of early pregnancy continues, but they are determined to help Dominique realize her ambitions. Last summer, she became the first in her family to graduate from high school, and Smythe and Cox flew to New Orleans for the ceremony. Dominique now says she’d like to be a medical assistant. Baxter attends classes for a high school equivalency diploma, despite the overwhelming responsibilities of keeping up house payments and caring for her family, including her new granddaughter. She had never been interested in reading, but the women encouraged her and sent books; now she carries a book everywhere she goes and loves to discuss her new interests. “I haven’t figured out what I’m good at yet,” she says. “That’s why I like to talk to these women.”
The Baxters’ new house was furnished with the help of the Red Cross and FEMA, so the Tulane women decided that one of their priorities would be maintaining the family’s truck, which is a lifeline for them: On a typical day, Baxter drives to work at city hall, picks up the boys for tutoring after school, drives Dominique to her job, brings the boys home, and then gets her daughter at 11 p.m. or later. When all four tires on the truck went bald, the group bought four new steel-belted radials. Then, a week before Dominique was due to give birth, the truck’s motor gave out. “I was hysterical,” says Baxter. “The hospital was 30 minutes away.” The Tulane group arranged for a monthlong car rental and recently helped finance a gently used smoky-gray Volkswagen Passat.
The Dirty Dozen have their own share of middle-aged problems, but for one week a year, they put aside personal concerns to do whatever is asked of them in New Orleans. “Most of the women in our group are currently in or have been in leadership roles,” says Linda Lewis-Moors, a hospital administrator from Norwich, New York. “But they are all willing followers and strong team members when that’s what is called for.”
For Carolyn Macow Leatherwood, a former CPA from Houston, it’s the work itself that becomes more meaningful each year. “We moan and groan about minor issues in our lives, but seeing people struggling here, and then seeing an opportunity to fix things, is amazing.”
For all 12 of the Dirty Dozen, the annual pilgrimage has become something of a magical time machine. “We were girls together, meeting the world for the first time,” says Smythe. “And here we are 40-plus years later, women who have lived those lives with triumphs and tragedies. No one has been spared, and I’m not sure any of it turned out quite as we’d planned. But when we reunite, we are those girls again.”





Foster Kids




Control Over Chaos for Foster Kids
When young Noah Jones got a glimpse into the world of foster care, he created his own charity to help ease transitional times.
By Caitlin O’Connell from Reader's Digest Magazine | June 2012



● Who: Noah Jones, 12
● What: Supplies foster kids with bags
● Where: Bowling Green, Kentucky
When Sara and Nathan Jones were training to become foster parents, their son, Noah, learned a tough thing or two about foster care. For instance, nearly 600 local foster kids changed families every year, and they carried their belongings from one home to the next in black garbage bags.
Noah, then ten, couldn’t imagine stuffing his clothes, favorite toy, and soccer ball into a trash bag and dragging it to a new house in the middle of the night. “Packing kids’ belongings into garbage bags is like telling them that their stuff has no more worth than trash,” says Noah.
So with help from his parents and younger sisters, Macy, then nine, and Molly, then seven, Noah began to collect suitcases and duffel bags from friends and extended family; he received more than 100 bags in less than two weeks. He then sent letters to churches and put ads in local newspapers and on radio stations asking for donations. Within a few months, the family was collecting about 500 bags a week, which they stored briefly in their spare bathroom and downstairs hallway before giving them to foster care caseworkers at the Department for Community Based Services.
In addition to suitcases, Noah now provides foster kids with backpacks containing shampoo, soap, a journal, and a toy—all donated. “My hope is that by giving the children things that are just theirs, they will feel a little control in the midst of the chaos,” says Noah. Noah’s group, A Case for Dignity, collects and distributes hundreds of bags a year. He recently convinced foster care managers from 15 Kentucky counties to pledge to use his bags instead of trash bags. “I’ve been so inspired by him,” says his mom. “If a ten-year-old can see a problem and create a solution, how much more can we do as adults?”
To learn more about A Case for Dignity, visit acasefordignity.blogspot.com or email acasefordignity@gmail.com.


Building Homes



Vets Gallina (left) and Beatty (right) Flank Morrell
outside his renovated home

Building Homes 

for 

Disabled Veterans

Back from war, two injured soldiers help other vets rebuild their lives.
By Alison Caporimo with reporting by Jan Goodwin from Reader's Digest Magazine | December 2012


Gravely injured and disoriented, National Guard Spc. John Gallina squinted into the sun, desperately scanning the sand for a trace of his friend Staff Sgt. Dale Beatty.
It was November 15, 2004, a blistering 110-degree day in Bayji, Iraq, a windswept city about 120 miles north of Baghdad. Less than ten minutes earlier, Gallina had taken the wheel of a partially armored Humvee; Beatty rode shotgun, and two other soldiers sat in the back seat. Their mission was to provide security for an engineer unit combing the area for mines.
Suddenly, their vehicle launched into the air, floating in a shower of sand and smoke—they had driven over an antitank mine. The blast threw Beatty and the other two soldiers from the truck. Gallina’s helmet flew off, his skull smashing into the truck’s metal rafters. When rescue crews arrived, Gallina and Beatty were battered but alive. The other two soldiers also barely survived.
Gallina—diagnosed with mild traumatic brain injury, a wound that can erase short-term memory and cause intense mood swings and migraines—completed his tour of duty. Then he returned home to Statesville, North Carolina, where he and Beatty had met as teenagers in the National Guard.
Within days of the accident, Beatty had both of his legs amputated above the knee. While recovering at home with his wife and two kids, 40 miles north of Statesville, he got a surprising call from the Iredell County Builders Association in Statesville: Some of their contractors, many of whom were vets, had volunteered to build the local hero a new wheelchair-accessible house with a custom shower and wide-frame doors. Beatty volunteered to team up with the builders and ended up working on many of the projects himself. “Building the house became one of my goals to prove that I could still take care of myself and my family,” says Beatty, now 34.
As construction on the house wound down, Beatty, determined to provide other wounded vets with customized homes, reached out to his buddy Gallina, now 33, with an idea: to create a nonprofit organization using volunteers to remodel existing houses or build new ones for disabled vets. “I told [Gallina] that we should make what happened to me a reality for others,” says Beatty. The old friends pooled their modest veteran pensions to create Purple Heart Homes. The group persuaded banks like Wells Fargo and Maryland-based financial group NewDayUSA to donate foreclosed homes and inspired some contractors to offer their services for free.
Former aviation specialist Kevin Smith was one of the first vets to get help, after he found out about Purple Heart Homes through a chance meeting with Gallina’s mother. He had returned injured from Vietnam in 1978 and often used a wheelchair. Navigating from his front door to the driveway was nearly impossible. “There were steps, but there was no railing, so I couldn’t get into and out of the house very easily,” says Smith. The Purple Heart Homes crew installed a ramp that allows Smith to roll right out the door.
David Morrell, also a Vietnam vet, returned from war with type 2 diabetes, which led to the amputation of his left leg. Gallina and Beatty met Morrell at a local coffee shop that serves as a gathering place for vets. “They really surprised me when they said they could fix up
my house,” he says. Purple Heart Homes eventually removed carpet, widened hallways, and added ramps. Morrell thanked them by joining the group as a fund-raiser.
So far, Beatty and Gallina have overseen the completion of ten projects in North Carolina, Connecticut, Georgia, Ohio, Tennessee, and New York. “It’s a lot more than bricks and mortar that we are giving people,” says Beatty. “We are not Heroes, we can only help give them back their dignity.”




Thursday, 15 November 2012

True Love Stories: First Love

True Love Stories: First Love

First Love


My First Love

My wife and I raced out of Philadelphia as if fleeing a pestilence, only to run into dense shore-bound traffic. We were headed to the coast, a four-day weekend in Stone Harbour, New Jersey. with a stop in Atlantic City.

I have never traveled this route without being flung back to the summers that I spent in Atlantic City during college in the early 70s. There are photos from those years, but I don't need them to prompt trips back in time. The familiar geography alone does the trick.

An hour after leaving Philadelphia, we stood on an avenue in the fading light of the June evening. We stopped there to see what had become of the house where I had spent my college summers, working as a waiter in a restaurant  in the next shore town south. It was a white wood-frame house of three creaking storeys, with a black wrought-iron fire escape attached to its side like an afterthought. I had lived on the second floor.

The house was gone, as were others that had line the street. "It's as though it vanished," I said. I gazed upon the profound emptiness in front of me and the ghosts of my past that drifted across it. I pictured myself sitting on the porch leisurely reading novels, lazing on the beach under clear skies, and sprinting to work on my bicycle for the sheer pleasure of feeling the  power of my own youthful body.

Then my first love, Jayne, came to mind.

"What are you thinking about?" my wife asked.

"Nothing much. Just those times when I lived here."

I first saw Jayne on an early July morning. I had just begun to clean the front  windows of the restaurant, when a girl approached the entrance. I watched her walk through the door. she smiled as our eyes met, and I found myself stammering a hello.

"I'm the new waiter," I said, feeling heat in my face. 

"I'm the waitress who's been here too long."

"But it's only a week into the season."

"Exactly." Jayne laughed and went to prepare for the tasks ahead.

Throughout the day I wanted to stop amid the rush of customers to talk to her. Whenever I saw her, my gaze lingered, sometimes into a stare that would have embarrassed me had anyone noticed. In the following days, we began to chat during the mid afternoon lull. At first self-conscious and tongue-tied , I was soon talking with a scarcely controllable passion that I had never known before.

Before long we met on the beach. That afternoon I lay on a blanket with her in a state of near delirium, my breath shortened by her smooth skin glistening in the sun.

On subsequent days we strolled along the beach or sat in the apartment house listening to songs of longing and loss that seemed to speak to directly to us. I can no longer remember our conversations, but they were never as important as her mere presence.

I had known other girls, even had a high school sweetheart, but what I felt for them seemed trifling in comparison. This was all consuming, which is the nature of first love, a sensation felt in our very blood, like intoxication or illness.

about a month after meeting jayne, I drove her home after a party Halfway there, it began to storm. The streets became streams, and we moved slowly along in the three-o'clock darkness. Parked outside her house, we sat in the car and talked.

"My heart sometimes jumps when I think of you, " I said to her.

"It's true."

Lying in bed some nights, with the whisper of the ocean just reaching me, thoughts of Jayne could literally make my heart skip a beat. What else could cause that reaction but love? I nearly told her, but it seemed necessary in the sweetness of the cocoon around us now, shielding us against the rain.

I left Jayne that night picturing long days ahead spent with her. But that was the last time we saw each other outside work. A week later Jayne joined me in " our " rear restaurant booth, looking serious. 

"What's the matter?"

She paused. "My boyfriend and I are getting back together."

A fist seemed to strike my stomach. "I thought that was over."

"He says that he loves me, and I think I love him too."

I could not find nothing to say. "I'm sorry."

I spent the rest of the afternoon in a daze that barely diminished over the remaining three weeks of summer. I had never in my life felt so hurt, and I thought that I would never recover from it. I felt bitter and angry.

The wound refused to heal. Many months passed, yet there remained a place inside me where Jayne had been, that caused me to wince when I touched it. Then one spring Saturday two years later, I entered a bookstore in Philadelphia and asked young woman on a ladder where I might find the Shakespeare sonnets I needed for an English class.

She looked down and told me where to find the poetry section. I thanked her, found the volume and soon left the store. at the end of my English class a few weeks later, I walked into the hall and saw the bookstore girl leaving a nearby classroom. I remembered her wheat-coloured hair, her warm voice and intelligent green eyes.

She saw me and smiled in recognition. 

"The girl on the ladder," I said when we reached each other.

"The Shakespeare sonnets."

"Do you always remember the books people ask you about?"

"Only if the people are memorable."

I smiled at that. We were both heading for the other classes, but exchanged names before parting.

I ran into Susan often after that and we usually said hello or joked and then went on our way. Sometimes we met behind the campus library and sat in the shade of the sycamore tree, talking and loafing. If she failed to show, that was all right. We were just friends passing time, and I preferred it that way. After the anguish of Jayne, I was wary of opening up to anyone. 

One afternoon, however, our talk found its way to our parents. "You would like my mother, I think," I said," but my father's been dead since I was 11." I had not intended to mention something that I rarely divulged, even to close friends and I nearly wished I had kept silent about it.

Susan touched my arm. "It's been a while," I said. 

"I am still sorry," A darkness crept into her usually bright eyes. "I lost mine at the end of high school." It was my turn to say that I was sorry. We sat some long minutes in the slow afternoon, muted by these thoughts. But I learned then, It was one of Susan's virtues not to allow the wounds that come with life to crowd out the joys and we were soon talking of more cheerful matters. A few weeks later we began to date.

That summer I went to the shore for the final time as a collage student.  Once  a place for adventure and wild excitement, it now seemed little more than a place where I had a guaranteed job. I felt older, wiser, certainly less naive. And there was a sense of things coming to an end-my youth and the things of youth that we must shed to live stable, responsible lives. This trip was also different in that Susan would occasionally visit on weekends.

Because I worked during the day, we had only the evenings to spend together. the hours felt precious and we often passed them by the sea merely talking, as though we had stored up what we could not express to others.

Some nights a pathway of moonlight lay across the water, connecting the shore to the horizon. "It's as though we could walk on it," I said once.

"Where would it take us?"

"Wherever we want, I like to think."

"Where would you go?"

"I don't know, but I'd want you to come along."

"Gladly."

We held each other as the night deepened and cooled. It was here, as the waves crashed in the darkness, that I let Susan fully into those guarded places where I'd cloistered my sensitive injuries. She was delicate with them and as she revealed to me her own secret fears and wishes, I knew what true love was.
After Susan had boarded the bus back to Philadelphia and I was alone, I often wrote to her. She has gathered those letters, yellowing and in a cursive that has changed over the years in a purse of Pink silk at the bottom of a chest of drawers we received from her mother after we married. I have Susan's letters, too, that I keep in a shoe box. When I read them, I am reminded why I wanted to spend my life with her.

Susan and I rose early in Stone Harbour the following morning and went to the beach to 'greet the ocean,' as my wife always says. We walked in the still cool air and the special hush that comes with morning by the sea.

"It's so lovely," Susan said, clutching my hand and I agreed.

Overhead the sea gulls wheeled and cried as we walked barefoot in the cool, wet sand. After a distance, we stopped and I sat with my back close to a dune, while Susan kept to the shoreline, staring out to sea or looking about for interesting shells or stones. Often she turned and looked at me, the bright early morning sun framing her back.

First Love, I thought, may cut and mark us the deepest but love that lasts and grows does so because it joins and nurtures what is dearest, finest and noblest in two people. And because it understands and forgives what is less so.

First love may register in the blood with dizzying effect but the love that endures takes up residence in the soul. In this way, love becomes something far more powerful than bone and flesh. It completes us, gives us the wholeness we need to navigate safely through life.

I could have watched my life for hours as the waves broke and advanced towards her bare feet. In a world sometimes marred by hurt and anguish, I felt profoundly grateful that the sun had risen for me on such a love. 

I could feel it now flowing from me to her and back to me again, joined everywhere, complete, like the seas and a harbour against all tempests.

by Albert DiBartolomeo illustrated by James Mcmullan (Readers Digest 2000)